Terms & conditions of nataliakarpman.com
These Terms govern the use of this Application and any related agreements with the Owner. Please read this document carefully.
Owner: Natalia Karpman, Milan, Italy. p. IVA 03828220545
Contact Email: natalia@nataliakarpman.com
Key Information
Account Registration
Account Management
Content Ownership
External Resources
Acceptable Use
Terms and Conditions of Sale
Personal Data
Users may need to provide personal data to access some Products.
Paid Products
Purchasing Process
Prices and Payment
Ownership and Delivery
Subscription Terms
Right of Withdrawal
Users have the right to withdraw from the contract within 14 days for most digital purchases.
The User shall have the right to withdraw from the Digital Product (online course) and request a full refund, provided that one of the following conditions is met:
Users must notify the Owner clearly to exercise this right.
Guarantees
Legal Guarantee of Conformity for Digital Products (EU Law)
Under EU law, Digital Products are covered by a legal guarantee of conformity for a minimum of 2 years from the date of delivery. If the Digital Product is supplied continuously for more than 2 years, this guarantee applies for the entire supply period.
If you are a European Consumer, this legal guarantee ensures that the Digital Products provided through this Application conform to applicable laws in your country of habitual residence.
Note: National laws may grant you additional rights beyond this guarantee.
Limitations of Liability
To the fullest extent permitted by law, the Owner and its affiliates are not liable for:
This limitation applies to all liability claims, regardless of the basis (contract, negligence, etc.). Some jurisdictions may not allow such exclusions, so these limitations may not apply to all Users.
Indemnification
Users agree to indemnify and hold the Owner harmless against any claims arising from:
Common Provisions
No Waiver: The Owner’s failure to enforce any right under these Terms does not waive that right.
Service Interruption: The Owner may temporarily suspend the Service for maintenance or updates and may also discontinue it. Users will be informed and allowed to withdraw their data.
Service Reselling: Users cannot reproduce or sell any part of the Application without the Owner’s written permission.
Privacy Policy
For details on personal data usage, refer to the Privacy Policy of this Application.
Intellectual Property Rights
All intellectual property rights related to this Application belong exclusively to the Owner or its licensors and are protected by law.
Changes to These Terms
The Owner may amend these Terms at any time, informing Users of changes. Continued use of the Service signifies acceptance of revised Terms.
Assignment of Contract
The Owner may transfer its rights or obligations under these Terms, while Users may not assign their rights without the Owner’s written permission.
Contacts
All communications regarding the Application should be directed to the contact information provided.
Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions will still be effective.
EU Users
If any provision of these Terms is deemed void, invalid, or unenforceable, the parties will attempt to reach an amicable agreement on valid provisions. If they cannot agree, the invalid provisions will be replaced by applicable statutory provisions. The rest of the Agreement remains intact unless the invalid provisions are essential.
Governing Law
These Terms are governed by the laws of the Owner's location, without regard to conflict of laws principles.
Dispute Resolution
Amicable Resolution: Users can bring disputes to the Owner for resolution. Users retain the right to take legal action. Complaints can be submitted via email with relevant details. The Owner will address complaints within 2 days.
Online Dispute Resolution: European Consumers can use the European Commission’s online platform for alternative dispute resolution for disputes stemming from online contracts.
Definitions and Legal References
This Application: The platform providing the Service.
Agreement: The legal relationship between the Owner and the User governed by these Terms.
Digital Product: Content or services in digital form, including data creation or processing.
European: Users located in the EU.
Product: Goods or services available through the Application.
Service: The offerings described in these Terms.
Terms: All applicable provisions and agreements regarding the use of the Application.
User (or You): Any individual or entity using this Application.
Consumer: A User qualifying as a Consumer under applicable law.
Latest update: September, 2024
Owner: Natalia Karpman, Milan, Italy. p. IVA 03828220545
Contact Email: natalia@nataliakarpman.com
Key Information
- Some provisions may apply only to specific categories of Users, such as Consumers.
- The right of withdrawal applies to all Consumers, regardless of their location.
Account Registration
- Users may register for an account, providing complete and truthful information.
- Some features may be limited if not registered.
- Users must keep login credentials confidential and are responsible for activities under their account.
- Users should inform the Owner immediately if they suspect any security issues.
Account Management
- Termination: Users can terminate their account by contacting the Owner.
- Suspension/Deletion: The Owner may suspend or delete accounts that violate these Terms without notice, with no compensation owed to Users.
Content Ownership
- All content on the Application is owned by the Owner or licensed.
- Users cannot copy, modify, or share this content without permission, except as explicitly allowed.
External Resources
- The Owner is not responsible for third-party resources accessed through the Application. Users should refer to the third parties’ terms and conditions.
Acceptable Use
- Users must use the Application according to these Terms and applicable laws.
- The Owner reserves the right to take action against Users who violate laws or Terms.
Terms and Conditions of Sale
Personal Data
Users may need to provide personal data to access some Products.
Paid Products
- Some Products require payment; fees and conditions are detailed in the Application.
- Prices and availability may change without notice.
Purchasing Process
- Users select a Product, review details, and submit an order, which creates a payment obligation.
- A receipt will be sent via email once the order is confirmed.
Prices and Payment
- Users will see any applicable fees during the purchasing process.
- Payment information is handled by third-party services; this Application does not store payment details.
Ownership and Delivery
- Ownership of Products transfers only after full payment.
- Digital content is delivered via download or via registered user account; users must ensure their device and software are compatible.
Subscription Terms
- Subscriptions begin upon payment and require timely payment of recurring fees.
- Users can terminate subscriptions by notifying the Owner.
Right of Withdrawal
Users have the right to withdraw from the contract within 14 days for most digital purchases.
The User shall have the right to withdraw from the Digital Product (online course) and request a full refund, provided that one of the following conditions is met:
- Course Not Started: The User requests withdrawal prior to the commencement of the course, within a period of 14 days from the date of payment.
- Course Started: The User requests withdrawal within 14 days from the date of payment after the course has commenced. In this case, a partial refund may be granted, the amount of which will be determined based on the proportion of the course completed up to the date of withdrawal.
Users must notify the Owner clearly to exercise this right.
Guarantees
Legal Guarantee of Conformity for Digital Products (EU Law)
Under EU law, Digital Products are covered by a legal guarantee of conformity for a minimum of 2 years from the date of delivery. If the Digital Product is supplied continuously for more than 2 years, this guarantee applies for the entire supply period.
If you are a European Consumer, this legal guarantee ensures that the Digital Products provided through this Application conform to applicable laws in your country of habitual residence.
Note: National laws may grant you additional rights beyond this guarantee.
Limitations of Liability
To the fullest extent permitted by law, the Owner and its affiliates are not liable for:
- Indirect, incidental, special, consequential, or punitive damages (e.g., loss of profits, data, goodwill).
- Damage resulting from unauthorized access, hacking, or tampering with the Service or User accounts.
- Errors or inaccuracies in content
- Personal injury or property damage from accessing or using the Service.
- Unauthorized access to secure servers and personal information.
- Interruptions or cessations of service.
- Bugs or viruses transmitted through the Service.
- Claims exceeding the amount paid by the User in the past 12 months or the duration of the agreement.
This limitation applies to all liability claims, regardless of the basis (contract, negligence, etc.). Some jurisdictions may not allow such exclusions, so these limitations may not apply to all Users.
Indemnification
Users agree to indemnify and hold the Owner harmless against any claims arising from:
- User's access to and use of the Service.
- Violations of these Terms or third-party rights.
- Any statutory law violations.
- Content submitted from the User’s account, including misleading information.
- User’s misconduct.
Common Provisions
No Waiver: The Owner’s failure to enforce any right under these Terms does not waive that right.
Service Interruption: The Owner may temporarily suspend the Service for maintenance or updates and may also discontinue it. Users will be informed and allowed to withdraw their data.
Service Reselling: Users cannot reproduce or sell any part of the Application without the Owner’s written permission.
Privacy Policy
For details on personal data usage, refer to the Privacy Policy of this Application.
Intellectual Property Rights
All intellectual property rights related to this Application belong exclusively to the Owner or its licensors and are protected by law.
Changes to These Terms
The Owner may amend these Terms at any time, informing Users of changes. Continued use of the Service signifies acceptance of revised Terms.
Assignment of Contract
The Owner may transfer its rights or obligations under these Terms, while Users may not assign their rights without the Owner’s written permission.
Contacts
All communications regarding the Application should be directed to the contact information provided.
Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions will still be effective.
EU Users
If any provision of these Terms is deemed void, invalid, or unenforceable, the parties will attempt to reach an amicable agreement on valid provisions. If they cannot agree, the invalid provisions will be replaced by applicable statutory provisions. The rest of the Agreement remains intact unless the invalid provisions are essential.
Governing Law
These Terms are governed by the laws of the Owner's location, without regard to conflict of laws principles.
Dispute Resolution
Amicable Resolution: Users can bring disputes to the Owner for resolution. Users retain the right to take legal action. Complaints can be submitted via email with relevant details. The Owner will address complaints within 2 days.
Online Dispute Resolution: European Consumers can use the European Commission’s online platform for alternative dispute resolution for disputes stemming from online contracts.
Definitions and Legal References
This Application: The platform providing the Service.
Agreement: The legal relationship between the Owner and the User governed by these Terms.
Digital Product: Content or services in digital form, including data creation or processing.
European: Users located in the EU.
Product: Goods or services available through the Application.
Service: The offerings described in these Terms.
Terms: All applicable provisions and agreements regarding the use of the Application.
User (or You): Any individual or entity using this Application.
Consumer: A User qualifying as a Consumer under applicable law.
Latest update: September, 2024
